Financial Planning for the
Life You're Building
Every season of life brings change. Careers evolve. Families grow. Markets shift. Retirement gets closer. And the financial decisions you make today can have a lasting impact on tomorrow.
At Lance Hocutt Financial Group, we believe your financial plan should be built around your life, your goals, and the future you want to create.
Led by Dr. Lance Hocutt, Ph.D., CRPC®.
Meet Dr. Lance
Nearly three decades of experience. A Ph.D. in Financial Planning. A commitment to helping people make better financial decisions.
Dr. Lance Hocutt is the founder of Lance Hocutt Financial Group, a financial planning and wealth management firm based in Tuscaloosa, Alabama. He began his career in financial services in 1997 and has built his practice around helping individuals, families, business owners, and organizations navigate important financial decisions.
His career has included experience with major financial institutions, providing a broad perspective on financial markets, investment management, retirement planning, and the evolving needs of investors.
Dr. Lance's academic background adds another dimension to that experience. He earned a Ph.D. after completing doctoral research examining the relationship between working with a financial advisor and financial success. He also holds a Master's degree in Financial Planning from Texas Tech University and a Bachelor's degree in Financial Planning from The University of Alabama.
Experience You Can Put to Work
Markets change. Tax laws change. Retirement strategies change. Families change.
What doesn't change is the importance of having someone who will take the time to understand your circumstances and help you make informed decisions.
That's the philosophy behind Lance Hocutt Financial Group.
We don't believe financial planning starts with a product. We believe it starts with a conversation.
[Read Dr. Lance's Full Biography →]
Your Financial Life Is Bigger Than an Investment Account:
Your financial decisions are connected.
Retirement affects your investments. Taxes affect your retirement income. Your business affects your personal wealth. Your estate affects the people you love.
That's why we believe financial planning should look at the whole picture.
At Lance Hocutt Financial Group, we help clients coordinate the pieces of their financial lives into a strategy designed around their goals, priorities, and future.
We help clients with:
Retirement Planning: Developing strategies for income, investments, taxes, Social Security, and the transition into retirement.
Investment & Wealth Management: Managing your investments according to your goals, time horizon, risk tolerance, and overall financial plan.
Comprehensive Financial Planning: Bringing the major pieces of your financial life together so you can make decisions with greater clarity and confidence.
Legacy & Estate Planning: Helping you prepare for the transfer and protection of the wealth you've worked to build.
Where Experience Meets Research
Financial advice shouldn't just be based on opinion.
Dr. Lance's doctoral research examined the impact of working with a financial advisor on financial success. His 2023 dissertation, The Impact of Using a Financial Advisor on Financial Success, has subsequently been cited by researchers in peer-reviewed financial research and doctoral studies, including research examining financial well-being, financial-advisor leadership, and the financial-advisory profession.
His academic work reflects the same philosophy that guides the practice today: financial decisions should be approached thoughtfully, objectively, and with an understanding of both the numbers and the person behind them.
Dr. Lance also shares financial education through media, radio, and community programs — helping make complex financial concepts easier to understand and apply.
[Explore Dr. Lance's Research & Media →]
